Banking update

A continuation of my last post. I got fed up with complaining about Bank of America and decided to do something about it. Sue and I opened up new accounts Friday with Wells Fargo. Seriously, I am not convinced Wells Fargo is any better but at least I can send B/A a message that if they do not want my money they won't get it.

So we went to Wells Fargo and set up accounts and what did we find? Someone else (two people) had already used my social security number with the bank. One name was the same person who used my number two years ago with Bank of America (my bank) and WaMu. One account was inactive and the other never went active. I figure they ran the number through the credit agency, saw the fraud alert already set up and he people bolted. Now I get to deal with Wells Fargo about the fraud issue.

Today we went back to B/A to resolve the service fee issue. It was reversed but they guy had no idea what I was talking about when I said they had it linked wrong with my CD's. I figure I will be back next month for the same thing. I closed out one CD to move over to Wells Fargo. We figured we would try out the bank first before move all the accounts. Now all I need to do is keep the checkbook away from Sue as she wants to use the CD money to get a new car. I asked about our account that now has a zero percent interest rate and got no where. It is an "Investment" account and the fellow "did not have the proper license" to help me. I already closed out the account on Friday anyway.

B/A Strikes Out

Bank of America is getting progressively worse. The Feds have determined the bank is still undercapitalized. I take this with a grain of salt as the Feds are being run by Obama and they use an unrealistic worse-case scenario that will never happen. Nevertheless, the bank has received almost $100 billion now in federal aide which will most likely turn into equity owned by the Feds. Does anyone think I want Obama and the demorats (spelling intentional) controlling my money?

In addition to problems as outlined by my blog post a few weeks ago, B/A has now struck out. Due to the banks mistake I got hit with a $20 service fee this month. I rolled some CD's over last month and the moron changed the link to the wrong checking account, thus the fee. Besides, who believes $20 a month is a reasonable fee?

Then today I get a "Maximizer" statement in the mail which I have several thousand dollars saved up. I notice the interest posted is $0. Then in the fine print it says due to current economic conditions the interest rate is now 0%. This is a "Maximizer" account? I hate to think what the regular rate is. One might ask if the bank were lowing the rate to zero, or more appropriately eliminating interest, why wouldn't they notify me in advance so I can do something else with my money? "Economic conditions" is synonomous with Demorats as the Federal Reserve interest rate, which controls the bank rates, has not decreased in months.

Seriously, who is running the company? What is he smoking? Does he really think the bank can charge people 18% plus on credit cards while taking their money in savings accounts and not pay the customer any interest at all? Doesn't he realize people have choices in choosing a bank?

I am open and asking for suggestions where to move my money.

More Family Fun

Easter at the Shisley home is always fun. The family came over and we had the usual Easter Egg coloring contest. Past years while Steven was on his mission he was always the judge. Now that he has returned I am the judge and for some reason my eggs always win.

Danior was having lots of fun.

On April 17th I had my 50th birthday. Sue planned a small get together with some of our closest friends and the family. Rebekah seemed to like the cake.

So Many Years

Last Friday I turned 50 years young. Sue invited a few of our closest friends over for a little get together, along with the family. We had a fun time. Thanks to everyone that came over. Here is a short recap of the good and bad for each decade:

1950's - I was born and lived in the 50's for less than a year. We lived on Clarendon St. in Woodland Hills. No memories as I was very young when I was born.

1960's - Great childhood. My parents treated me with love and kindness. I started swimming with a team and spent many weekends at swim meets. In Elementary School I started to play the flute. I aslo played on t-ball teams. Great decade.

1970's - mixed events. In the first half of the decade my parents split up and my dad died in 1976. We moved to Granada Hills after AI graduated from El Camino in 1976. Hard times were afloat. I was active in school bands and the ECR swim team. Met a gorgeous blonde in high school and married her in 1979. Drove a hot 1968 Camaro, oh how I wish I still had that car.

1980's - great decade. Focused on raising the family. We lost our first daughter, Robin, during childbirth in 1980. Katy was born in 1981, Brenda in 1982, and Steven in 1985. We moved in to our house in Woodland Hills. No money for the entire decade. Graduated from CSUN with a degree in accounting and became a CPA. Started working with Pacific Theatres in the accounting department.

1990's - good decade. Focused mostly on raising the kids and building a carrier. Still no money. No time for anything. Just work, work, and more work.

2000's - good decade (so far). Changed jobs which was way past overdue. Katy got married and had two kids (so far). Brenda got married. Steven went on a mission. Sue and I went on our first cruise for our 25th anniversary and have been hooked ever since.

So far I have no major regrets in life. Only real regret is staying with my Pacific Theatres job too long. I have three incredible children and two wonderful grandchildren. My wife is the most wonderful, loving, giving, kind, beautiful, thoughtful, caring, fun woman in the world. I have a good job. I feel the love of my Heavenly Father in my life. I am ready to enjoy the next 50 years. My goal is to live long enough to bankrupt the Pacific Theatre's pension fund.

I bestow my love to all my friends and family.

Robert